Long-Term Care Insurance

Personal and Financial Protection for the Long Term.

For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Headley Insurance Agency, we offer extensive coverage options that can insure the care of those who need it most.

Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.

What Is Long Term Care Insurance? Why Do I Need It?

The costs of Long-Term Care can be quite expensive, and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Headley Insurance Agency can protect your family’s financial future by providing valuable coverage benefits for costs associated with:

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.

Want help choosing the perfect coverage?

Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Headley Insurance Agency to learn more about Long-Term Care Insurance and whether you should add it to your current policy.

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Our agents are standing by and ready to help you craft the perfect insurance policy.

*Please note NO coverage can be added, amended, or bound via e-mail, Text, fax, voicemail, Social Media communications, or Website communications.